FundingPips rules: drawdown, daily loss and reset time

FundingPips has 4 programs with verified rules, and the maximum loss is static on all 4. The daily loss limit resets at 00:00 UTC+3 (a fixed offset, no daylight saving) on every program. The table for each program below gives the profit target, daily loss limit and maximum loss, with the verification date and the firm's own source.

Verified on against FundingPips’s own rules: help.fundingpips.com/hc/en-us/articles/34501809112081-2-Step-Standard, help.fundingpips.com/hc/en-us/articles/34502027344017-2-Step-Pro-Model, help.fundingpips.com/hc/en-us/articles/34501697434385-1-Step-Flex. Consistry re-reads every firm’s pages weekly.

FundingPips rules by program

FundingPips 2 Step Standard

Verified October 5, 2026 · source

FundingPips 2 Step Standard: 8% then 5% profit targets, a 5% daily loss limit that resets at 00:00 UTC+3 (a fixed offset, no daylight saving), and a 10% static maximum loss.

FundingPips 2 Step Standard limits
PhaseProfit targetDaily loss limitMaximum lossMaximum loss type
Phase 18%5%10%Static
Phase 25%5%10%Static
Daily reset
The daily loss limit resets at 00:00 UTC+3 (a fixed offset, no daylight saving).
Daily loss calculation
The limit is 5% of the day's opening balance or equity.
Maximum loss
The maximum loss is 10%, static: a fixed floor below the starting balance that never moves.
Minimum trading days
At least 3 trading days per phase (none with the 3% daily option).
Consistency rule
Yes, a 35% best-day rule. 35% best-day cap on the On Demand 90% and Monthly 100% payout options.
News trading
Restricted on funded accounts only: no opening or closing trades within 5 minutes of high-impact releases. Profit made inside the window is deducted. Master account only: no opening or closing within 5 minutes of a high-impact release on the affected currencies, or from 10 minutes before a speech starts to 10 minutes after it ends; profits deducted (soft breach). Trades opened 5+ hours before the event keep their profits. Purposely trading news in any phase can close the account. The Zero model is stricter. source

Program notes. Daily loss is chosen at purchase: 5% (shown here) or 3%, of the higher of the day's opening balance or equity, reset at 00:00 platform time (UTC+3); the 10% max loss is static. At least 3 trading days per phase (none with the 3% daily option). Striking System on the Master account: a trade idea reaching 1% loss on the Monthly 100% cycle (1.2%, above $25K only, on the other cycles) earns a warning, four close the account. News: no opening or closing within 5 minutes of high-impact releases (10 around speeches) on the Master account, profits deducted. 35% best-day cap on the On Demand 90% and Monthly 100% payout options. An account with no closed trade in 30 days is breached.

FundingPips 2 Step Pro

Verified October 5, 2026 · source

FundingPips 2 Step Pro: a 6% profit target in each of 2 phases, a 3% daily loss limit that resets at 00:00 UTC+3 (a fixed offset, no daylight saving), and a 6% static maximum loss.

FundingPips 2 Step Pro limits
PhaseProfit targetDaily loss limitMaximum lossMaximum loss type
Phase 16%3%6%Static
Phase 26%3%6%Static
Daily reset
The daily loss limit resets at 00:00 UTC+3 (a fixed offset, no daylight saving).
Daily loss calculation
The limit is 3% of the day's opening balance or equity.
Maximum loss
The maximum loss is 6%, static: a fixed floor below the starting balance that never moves.
Minimum trading days
Not recorded in the verified rules.
Consistency rule
Yes, a 35% best-day rule. Reward cycle chosen on the Master account: Weekly at 80% with no further conditions, or Monthly at 100% (accounts bought from 15 August 2026) with a 35% best-day cap, 7 profitable days of 0.5% and the Striking System (a trade idea reaching 1% loss earns a warning, four close the account).
News trading
Restricted on funded accounts only: no opening or closing trades within 5 minutes of high-impact releases. Profit made inside the window is deducted. Master account only: no opening or closing within 5 minutes of a high-impact release on the affected currencies, or from 10 minutes before a speech starts to 10 minutes after it ends; profits deducted (soft breach). Trades opened 5+ hours before the event keep their profits. Purposely trading news in any phase can close the account. The Zero model is stricter. source

Program notes. Daily loss is 3% of the higher of the day's opening balance or equity, reset at 00:00 platform time (UTC+3); the 6% max loss is static. 2 trading days per phase on accounts bought from 26 August 2026 (1 before). Reward cycle chosen on the Master account: Weekly at 80% with no further conditions, or Monthly at 100% (accounts bought from 15 August 2026) with a 35% best-day cap, 7 profitable days of 0.5% and the Striking System (a trade idea reaching 1% loss earns a warning, four close the account). News restricted on the Master account (±5 min, profits deducted). An account with no closed trade in 30 days is breached.

FundingPips 1 Step Flex

Verified October 5, 2026 · source

FundingPips 1 Step Flex: a 12% profit target, a 3% daily loss limit that resets at 00:00 UTC+3 (a fixed offset, no daylight saving), and a 12% static maximum loss.

FundingPips 1 Step Flex limits
PhaseProfit targetDaily loss limitMaximum lossMaximum loss type
Rules12%3%12%Static
Daily reset
The daily loss limit resets at 00:00 UTC+3 (a fixed offset, no daylight saving).
Daily loss calculation
The limit is 3% of the day's opening balance or equity.
Maximum loss
The maximum loss is 12%, static: a fixed floor below the starting balance that never moves.
Minimum trading days
No minimum trading days.
Consistency rule
Yes, a 35% best-day rule. Reward cycle: Bi-Weekly at 80% with no consistency rule, or Monthly at 100% (accounts bought from 15 August 2026) with a 35% best-day cap and 7 profitable days of 0.5%.
News trading
Restricted on funded accounts only: no opening or closing trades within 5 minutes of high-impact releases. Profit made inside the window is deducted. Master account only: no opening or closing within 5 minutes of a high-impact release on the affected currencies, or from 10 minutes before a speech starts to 10 minutes after it ends; profits deducted (soft breach). Trades opened 5+ hours before the event keep their profits. Purposely trading news in any phase can close the account. The Zero model is stricter. source

Program notes. No minimum trading days. Daily loss is chosen at purchase: 3% (shown here) or 2%, of the higher of the day's opening balance or equity, reset at 00:00 platform time (UTC+3); the 12% max loss is static. On the Master account a 1% loss on one trade idea earns a warning: the second halves the split, the third cuts it to 20%, the fourth closes the account. Reward cycle: Bi-Weekly at 80% with no consistency rule, or Monthly at 100% (accounts bought from 15 August 2026) with a 35% best-day cap and 7 profitable days of 0.5%. An account with no closed trade in 30 days is breached.

FundingPips 2 Step Flex

Verified October 5, 2026 · source

FundingPips 2 Step Flex: 10% then 8% profit targets, a 4% daily loss limit that resets at 00:00 UTC+3 (a fixed offset, no daylight saving), and a 12% static maximum loss.

FundingPips 2 Step Flex limits
PhaseProfit targetDaily loss limitMaximum lossMaximum loss type
Phase 110%4%12%Static
Phase 28%4%12%Static
Daily reset
The daily loss limit resets at 00:00 UTC+3 (a fixed offset, no daylight saving).
Daily loss calculation
The limit is 4% of the day's opening balance or equity.
Maximum loss
The maximum loss is 12%, static: a fixed floor below the starting balance that never moves.
Minimum trading days
Choose at purchase: 80% bi-weekly split with 1 minimum trading day per phase, or 95% with 3 profitable days (≥0.5%).
Consistency rule
Yes, a 35% best-day rule. Monthly 100% (accounts bought from 15 August 2026) adds a 35% best-day cap, 7 profitable days and the Striking System (a trade idea reaching 1% loss earns a warning, four close the account).
News trading
Restricted on funded accounts only: no opening or closing trades within 5 minutes of high-impact releases. Profit made inside the window is deducted. Master account only: no opening or closing within 5 minutes of a high-impact release on the affected currencies, or from 10 minutes before a speech starts to 10 minutes after it ends; profits deducted (soft breach). Trades opened 5+ hours before the event keep their profits. Purposely trading news in any phase can close the account. The Zero model is stricter. source

Program notes. 10% then 8%. Choose at purchase: 80% bi-weekly split with 1 minimum trading day per phase, or 95% with 3 profitable days (≥0.5%); Monthly 100% (accounts bought from 15 August 2026) adds a 35% best-day cap, 7 profitable days and the Striking System (a trade idea reaching 1% loss earns a warning, four close the account). Daily loss is 4% of the higher of the day's opening balance or equity, reset at 00:00 platform time (UTC+3); the 12% max loss is static. On the Master account a trade idea losing 3% ($25K) or 2% (above $25K) closes the account, still in the firm's comparison table, no longer in the model article; we keep it. News restricted on the Master account. An account with no closed trade in 30 days is breached.

What FundingPips says

These sentences are copied from FundingPips’s own pages and stored next to the numbers above. Each links to the page it came from.

Maximum loss type · FundingPips 2 Step Standard
“This is a static floor; it never moves. Equity or balance cannot touch this level at any point across all phases, including floating losses from open trades.”

Source: help.fundingpips.com/hc/en-us/articles/34501809112081-2-Step-Standard

Maximum loss · FundingPips 2 Step Standard
“Max Loss Limit: 10% of the starting account size.”

Source: help.fundingpips.com/hc/en-us/articles/34501809112081-2-Step-Standard

Daily loss limit · FundingPips 2 Step Standard
“Daily Loss Limit 3% or 5% (based on the configuration you purchased) of the higher value between the opening balance or opening equity for that day.”

Source: help.fundingpips.com/hc/en-us/articles/34501809112081-2-Step-Standard

Maximum loss type · FundingPips 2 Step Pro
“Max Loss Limit: 6% of the starting account size. This is a static floor; it never moves.”

Source: help.fundingpips.com/hc/en-us/articles/34502027344017-2-Step-Pro-Model

Daily loss limit · FundingPips 2 Step Pro
“Daily Loss Limit: 3% of the higher value between the opening balance or opening equity for that day.”

Source: help.fundingpips.com/hc/en-us/articles/34502027344017-2-Step-Pro-Model

Maximum loss type · FundingPips 1 Step Flex
“The 12% Max Loss Limit sits 12% below the starting balance and does not reset.”

Source: help.fundingpips.com/hc/en-us/articles/34501697434385-1-Step-Flex

Daily loss limit · FundingPips 1 Step Flex
“Daily Loss Limit 2% or 3% (based on the configuration you purchased) of the higher value between the opening balance or opening equity for that day.”

Source: help.fundingpips.com/hc/en-us/articles/34501697434385-1-Step-Flex

Maximum loss type · FundingPips 2 Step Flex
“Max Loss Limit: 12% of the starting account size. This is a static floor; it never moves.”

Source: help.fundingpips.com/hc/en-us/articles/47835196271249-2-Step-Flex

Daily loss limit · FundingPips 2 Step Flex
“Daily Loss Limit: 4% of the higher value between the opening balance or opening equity for that day.”

Source: help.fundingpips.com/hc/en-us/articles/47835196271249-2-Step-Flex

FundingPips rules, questions answered

Does FundingPips have a trailing drawdown?

All FundingPips programs: No. The maximum loss is static: a fixed floor below the starting balance that never moves.

When does the daily loss limit reset at FundingPips?

All FundingPips programs: The daily loss limit resets at 00:00 UTC+3 (a fixed offset, no daylight saving).

How is the daily loss limit calculated at FundingPips?

FundingPips 2 Step Standard: The limit is 5% of the day's opening balance or equity. FundingPips states: "Daily Loss Limit 3% or 5% (based on the configuration you purchased) of the higher value between the opening balance or opening equity for that day." FundingPips 2 Step Pro: The limit is 3% of the day's opening balance or equity. FundingPips states: "Daily Loss Limit: 3% of the higher value between the opening balance or opening equity for that day." FundingPips 1 Step Flex: The limit is 3% of the day's opening balance or equity. FundingPips states: "Daily Loss Limit 2% or 3% (based on the configuration you purchased) of the higher value between the opening balance or opening equity for that day." FundingPips 2 Step Flex: The limit is 4% of the day's opening balance or equity. FundingPips states: "Daily Loss Limit: 4% of the higher value between the opening balance or opening equity for that day."

Does FundingPips have a consistency rule?

FundingPips 2 Step Standard: Yes, a 35% best-day rule. 35% best-day cap on the On Demand 90% and Monthly 100% payout options. FundingPips 2 Step Pro: Yes, a 35% best-day rule. Reward cycle chosen on the Master account: Weekly at 80% with no further conditions, or Monthly at 100% (accounts bought from 15 August 2026) with a 35% best-day cap, 7 profitable days of 0.5% and the Striking System (a trade idea reaching 1% loss earns a warning, four close the account). FundingPips 1 Step Flex: Yes, a 35% best-day rule. Reward cycle: Bi-Weekly at 80% with no consistency rule, or Monthly at 100% (accounts bought from 15 August 2026) with a 35% best-day cap and 7 profitable days of 0.5%. FundingPips 2 Step Flex: Yes, a 35% best-day rule. Monthly 100% (accounts bought from 15 August 2026) adds a 35% best-day cap, 7 profitable days and the Striking System (a trade idea reaching 1% loss earns a warning, four close the account).

What is the minimum number of trading days at FundingPips?

FundingPips 2 Step Standard: The program notes state: At least 3 trading days per phase (none with the 3% daily option). FundingPips 2 Step Pro: The verified rules do not record a minimum number of trading days. FundingPips 1 Step Flex: The program notes state: No minimum trading days. FundingPips 2 Step Flex: The program notes state: Choose at purchase: 80% bi-weekly split with 1 minimum trading day per phase, or 95% with 3 profitable days (≥0.5%).

Can I trade news at FundingPips?

All FundingPips programs: Restricted on funded accounts only: no opening or closing trades within 5 minutes of high-impact releases. Profit made inside the window is deducted. Master account only: no opening or closing within 5 minutes of a high-impact release on the affected currencies, or from 10 minutes before a speech starts to 10 minutes after it ends; profits deducted (soft breach). Trades opened 5+ hours before the event keep their profits. Purposely trading news in any phase can close the account. The Zero model is stricter.

Tracking FundingPips rules automatically

Consistry is a trading journal for prop firm traders. It applies these verified FundingPips limits to your trades and shows the daily room left, the distance to the maximum loss and your progress through each phase, so you do not have to work them out by hand. Logging trades and accounts is free.

Rules change and firms run promotions. Everything on this page is re-checked weekly and dated, but the account you are trading is the final word: confirm the live numbers in your FundingPips dashboard before you rely on them.