Bloom Funded rules: drawdown, daily loss and reset time

Bloom Funded has 4 programs with verified rules, and the maximum loss is intraday trailing on 3 and static on 1. The daily loss limit resets at 17:00 New York time (ET) on every program. The table for each program below gives the profit target, daily loss limit and maximum loss, with the verification date and the firm's own source.

Verified on against Bloom Funded’s own rules: bloomfunded.com/synthetic-challenge-terms, bloomfunded.com/easy-5k-challenge-terms, bloomfunded.com/instant-account-terms. Consistry re-reads every firm’s pages weekly.

Bloom Funded rules by program

Bloom Funded 1-Step

Verified October 5, 2026 · source

Bloom Funded 1-Step: a 10% profit target, a 4% daily loss limit that resets at 17:00 New York time (ET), and an 8% intraday trailing maximum loss that keeps rising with new highs and has no lock point.

Bloom Funded 1-Step limits
PhaseProfit targetDaily loss limitMaximum lossMaximum loss type
Rules10%4%8%Intraday trailing
Daily reset
The daily loss limit resets at 17:00 New York time (ET).
Daily loss calculation
The limit is 4% of the starting account size.
Maximum loss
The maximum loss is 8%, trailing: it follows the peak and it is recalculated on every tick. It sits a fixed distance behind the peak. It has no lock point and keeps rising with every new high.
Minimum trading days
4 minimum trading days of ≥0.5%.
Consistency rule
Yes, a 35% best-day rule. No day above 35% of the profit target in the evaluation.
News trading
Not recorded in the verified rules. source

Program notes. Synthetic indices only (MT5). 10% target; daily loss is a fixed 4% of the starting balance below the higher of balance/equity at 17:00 EST (the $50K card labels it 5% but shows $2,000, which is 4%). The 8% max trails the highest equity, floating included, by a fixed 8% of the starting balance and never stops. No day above 35% of the profit target in the evaluation; 35% of the requested payout when funded. 4 minimum trading days of ≥0.5%. Per-asset max lots, 5 positions per asset, 13 per account. Hedging prohibited.

Bloom Funded 2-Step

Verified October 5, 2026 · source

Bloom Funded 2-Step: 8% then 5% profit targets, a 4% daily loss limit that resets at 17:00 New York time (ET), and a 6% static maximum loss.

Bloom Funded 2-Step limits
PhaseProfit targetDaily loss limitMaximum lossMaximum loss type
Phase 18%4%6%Static
Phase 25%4%6%Static
Daily reset
The daily loss limit resets at 17:00 New York time (ET).
Daily loss calculation
The limit is 4% of the starting account size.
Maximum loss
The maximum loss is 6%, static: a fixed floor below the starting balance that never moves.
Minimum trading days
4 minimum trading days of ≥0.5% per phase.
Consistency rule
Yes, a 40% best-day rule. No day above 40% of the profit target in the evaluation.
News trading
Not recorded in the verified rules. source

Program notes. Synthetic indices only (MT5). 8% then 5%; daily loss is a fixed 4% of the starting balance below the higher of balance/equity at 17:00 EST; the 6% max is static from the initial balance. No day above 40% of the profit target in the evaluation; 35% of the requested payout when funded. 4 minimum trading days of ≥0.5% per phase. Per-asset max lots, 5 positions per asset, 13 per account.

Bloom Funded Easy 5K

Verified September 15, 2026 · source

Bloom Funded Easy 5K: an 8% profit target, a 5% daily loss limit that resets at 17:00 New York time (ET), and a 10% intraday trailing maximum loss that keeps rising with new highs and has no lock point.

Bloom Funded Easy 5K limits
PhaseProfit targetDaily loss limitMaximum lossMaximum loss type
Rules8%5%10%Intraday trailing
Daily reset
The daily loss limit resets at 17:00 New York time (ET).
Daily loss calculation
The limit is 5% of the starting account size.
Maximum loss
The maximum loss is 10%, trailing: it follows the peak and it is recalculated on every tick. It sits a fixed distance behind the peak. It has no lock point and keeps rising with every new high.
Minimum trading days
8% target, no minimum trading days.
Consistency rule
No consistency rule.
News trading
Not recorded in the verified rules. source

Program notes. One $5,000 size. 8% target, no minimum trading days; daily loss is 5% of the starting balance below the higher of balance/equity at 17:00 EST. The 10% max trails the highest balance or equity, floating included, by a fixed $500 and never stops. No consistency rule in the evaluation; 50% best-day cap on the funded account. First payout on demand, then bi-weekly; $50–$250 per payout, 70/30.

Bloom Funded Instant

Verified September 15, 2026 · source

Bloom Funded Instant: no profit target, a 3% daily loss limit that resets at 17:00 New York time (ET), and a 6% intraday trailing maximum loss that keeps rising with new highs and has no lock point.

Bloom Funded Instant limits
PhaseProfit targetDaily loss limitMaximum lossMaximum loss type
RulesNone3%6%Intraday trailing
Daily reset
The daily loss limit resets at 17:00 New York time (ET).
Daily loss calculation
The limit is 3% of the starting account size.
Maximum loss
The maximum loss is 6%, trailing: it follows the peak and it is recalculated on every tick. It sits a fixed distance behind the peak. It has no lock point and keeps rising with every new high.
Minimum trading days
The rulebook's table lists 4 minimum trading days while its text and the pricing card say none.
Consistency rule
Yes, a 20% best-day rule. No day above 20% of the requested payout.
News trading
Not recorded in the verified rules. source

Program notes. Synthetic indices only (MT5). Funded from day one; daily loss is a fixed 3% of the starting balance below the higher of balance/equity at 17:00 EST. The 6% max trails the highest equity by a fixed 6% of the starting balance and never stops. No day above 20% of the requested payout; 15-day payout cycle. The rulebook's table lists 4 minimum trading days while its text and the pricing card say none. $25K listed as coming soon and not carried.

What Bloom Funded says

These sentences are copied from Bloom Funded’s own pages and stored next to the numbers above. Each links to the page it came from.

Maximum loss type · Bloom Funded 1-Step
“In the 1-Step Challenge, the Maximum Drawdown is a trailing 8% of the highest equity achieved at any point during the challenge.”

Source: bloomfunded.com/synthetic-challenge-terms

Daily loss limit · Bloom Funded 1-Step
“In the 1-Step Challenge, the Daily Drawdown is a fixed 4% of your starting balance.”

Source: bloomfunded.com/synthetic-challenge-terms

Maximum loss type · Bloom Funded 2-Step
“In the 2-Step Challenge, the Maximum Drawdown is a fixed 6% of the initial account balance.”

Source: bloomfunded.com/synthetic-challenge-terms

Maximum loss type · Bloom Funded Easy 5K
“In the Easy 5k Challenge, the Maximum Drawdown is a trailing 10% of the initial account balance.”

Source: bloomfunded.com/easy-5k-challenge-terms

Daily loss limit · Bloom Funded Easy 5K
“In the Easy 5k Challenge, the Daily Drawdown is 5% of your starting balance.”

Source: bloomfunded.com/easy-5k-challenge-terms

Maximum loss type · Bloom Funded Instant
“In the Instant Challenge, the Maximum Drawdown is a trailing 6% of the highest equity achieved at any point during the challenge.”

Source: bloomfunded.com/instant-account-terms

Daily loss limit · Bloom Funded Instant
“In the Instant Challenge, the Daily Drawdown is a fixed 3% of your starting balance.”

Source: bloomfunded.com/instant-account-terms

Bloom Funded rules, questions answered

Does Bloom Funded have a trailing drawdown?

Bloom Funded 1-Step, Bloom Funded Easy 5K and Bloom Funded Instant: Yes. The maximum loss trails the peak. It is recalculated on every tick. It sits a fixed distance behind the peak. It has no lock point and keeps rising with every new high. Bloom Funded 2-Step: No. The maximum loss is static: a fixed floor below the starting balance that never moves.

When does the daily loss limit reset at Bloom Funded?

All Bloom Funded programs: The daily loss limit resets at 17:00 New York time (ET).

How is the daily loss limit calculated at Bloom Funded?

Bloom Funded 1-Step: The limit is 4% of the starting account size. Bloom Funded states: "In the 1-Step Challenge, the Daily Drawdown is a fixed 4% of your starting balance." Bloom Funded 2-Step: The limit is 4% of the starting account size. Bloom Funded Easy 5K: The limit is 5% of the starting account size. Bloom Funded states: "In the Easy 5k Challenge, the Daily Drawdown is 5% of your starting balance." Bloom Funded Instant: The limit is 3% of the starting account size. Bloom Funded states: "In the Instant Challenge, the Daily Drawdown is a fixed 3% of your starting balance."

Does Bloom Funded have a consistency rule?

Bloom Funded 1-Step: Yes, a 35% best-day rule. No day above 35% of the profit target in the evaluation. Bloom Funded 2-Step: Yes, a 40% best-day rule. No day above 40% of the profit target in the evaluation. Bloom Funded Easy 5K: No consistency rule. Bloom Funded Instant: Yes, a 20% best-day rule. No day above 20% of the requested payout.

What is the minimum number of trading days at Bloom Funded?

Bloom Funded 1-Step: The program notes state: 4 minimum trading days of ≥0.5%. Bloom Funded 2-Step: The program notes state: 4 minimum trading days of ≥0.5% per phase. Bloom Funded Easy 5K: The program notes state: 8% target, no minimum trading days. Bloom Funded Instant: The program notes state: The rulebook's table lists 4 minimum trading days while its text and the pricing card say none.

Can I trade news at Bloom Funded?

All Bloom Funded programs: Not recorded in the verified rules.

Tracking Bloom Funded rules automatically

Consistry is a trading journal for prop firm traders. It applies these verified Bloom Funded limits to your trades and shows the daily room left, the distance to the maximum loss and your progress through each phase, so you do not have to work them out by hand. Logging trades and accounts is free.

Rules change and firms run promotions. Everything on this page is re-checked weekly and dated, but the account you are trading is the final word: confirm the live numbers in your Bloom Funded dashboard before you rely on them.