AquaFunded rules: drawdown, daily loss and reset time

AquaFunded Instant: no profit target, no daily loss limit, and a 3% end-of-day trailing maximum loss that keeps rising with new highs and has no lock point.

Daily reset

There is no daily loss limit, so there is no daily reset.

Daily loss calculation

There is no daily loss limit.

Maximum loss

The maximum loss is 3%, trailing: it follows the peak and it is recalculated once at the end of the trading day. It is a percentage of the peak. It has no lock point and keeps rising with every new high.

Minimum trading days

Not recorded in the verified rules.

Consistency rule

Yes, a 20% best-day rule. Instant account: no evaluation and no daily loss limit, but a 3% TRAILING max loss that follows your highest closed balance (3% below the peak, never said to stop) and a 20% consistency rule gate payouts (bi-weekly).

News trading

Allowed. Accounts opened after 27 Apr 2026: news trading is allowed, but profit from trades opened or closed from 5 minutes before to 5 minutes after red-folder releases (FOMC speeches and statements included) is capped at 0.5% of the starting balance per payout cycle, the excess is removed, no breach. Older accounts keep the previous rule: no opening or closing within that window on funded accounts, profits removed. source

Program notes. Instant account: no evaluation and no daily loss limit, but a 3% TRAILING max loss that follows your highest closed balance (3% below the peak, never said to stop) and a 20% consistency rule gate payouts (bi-weekly). Floating loss of −2% closes the account. Accounts also breach on inactivity: at least one trade every 30 days.

AquaFunded 1-Step: a 9% profit target, a 3% daily loss limit that resets at 00:00 UTC, and a 6% intraday trailing maximum loss that keeps rising with new highs and has no lock point.

Daily reset

The daily loss limit resets at 00:00 UTC.

Daily loss calculation

The limit is 3% of the starting account size.

Maximum loss

The maximum loss is 6%, trailing: it follows the peak and it is recalculated on every tick. It sits a fixed distance behind the peak. It has no lock point and keeps rising with every new high.

Minimum trading days

Not recorded in the verified rules.

Consistency rule

No consistency rule.

News trading

Allowed. Accounts opened after 27 Apr 2026: news trading is allowed, but profit from trades opened or closed from 5 minutes before to 5 minutes after red-folder releases (FOMC speeches and statements included) is capped at 0.5% of the starting balance per payout cycle, the excess is removed, no breach. Older accounts keep the previous rule: no opening or closing within that window on funded accounts, profits removed. source

Program notes. The 6% max loss TRAILS your highest balance/equity by a fixed $ distance and is never said to stop. Daily loss is 3% of the initial balance, reset 00:00 UTC. AquaFunded's rules page and pricing widget have disagreed on limits before, confirm before buying. Accounts also breach on inactivity: at least one trade every 30 days.

AquaFunded Pay After Pass: a 3% profit target, no daily loss limit, and a 5% end-of-day trailing maximum loss that keeps rising with new highs and has no lock point.

Daily reset

There is no daily loss limit, so there is no daily reset.

Daily loss calculation

There is no daily loss limit.

Maximum loss

The maximum loss is 5%, trailing: it follows the peak and it is recalculated once at the end of the trading day. It is a percentage of the peak. It has no lock point and keeps rising with every new high.

Minimum trading days

Not recorded in the verified rules.

Consistency rule

No consistency rule.

News trading

Allowed. Accounts opened after 27 Apr 2026: news trading is allowed, but profit from trades opened or closed from 5 minutes before to 5 minutes after red-folder releases (FOMC speeches and statements included) is capped at 0.5% of the starting balance per payout cycle, the excess is removed, no breach. Older accounts keep the previous rule: no opening or closing within that window on funded accounts, profits removed. source

Program notes. Evaluation: 3% target, no daily loss limit, 5% max loss that TRAILS your highest closed balance and is never said to stop. Funded stage adds a 3% daily loss (reset 00:00 UTC), a 15% consistency rule and 5 minimum 0.5% days per payout. A floating loss of −1% closes the account at any stage. $5 up front, the rest of the fee after you pass (refundable).

AquaFunded 2-Step Elite: 8% then 5% profit targets, a 4% daily loss limit that resets at 00:00 UTC, and a 10% static maximum loss.

Daily reset

The daily loss limit resets at 00:00 UTC.

Daily loss calculation

The limit is 4% of the day's opening balance or equity.

Maximum loss

The maximum loss is 10%, static: a fixed floor below the starting balance that never moves.

Minimum trading days

8% then 5%, at least 3 profitable days (0.5%) per phase.

Consistency rule

Not recorded in the verified rules.

News trading

Allowed. Accounts opened after 27 Apr 2026: news trading is allowed, but profit from trades opened or closed from 5 minutes before to 5 minutes after red-folder releases (FOMC speeches and statements included) is capped at 0.5% of the starting balance per payout cycle, the excess is removed, no breach. Older accounts keep the previous rule: no opening or closing within that window on funded accounts, profits removed. source

Program notes. 8% then 5%, at least 3 profitable days (0.5%) per phase. Daily loss is 4% of the previous day's higher balance or equity (00:00 UTC); the 10% max is static. Funded: a 1% floating loss triggers WaveStop strikes, and news-window profit is capped at 0.5% of the starting balance per payout cycle.

AquaFunded 2-Step Pro: 10% then 5% profit targets, a 5% daily loss limit that resets at 00:00 UTC, and a 10% intraday trailing maximum loss that keeps rising with new highs and has no lock point.

Daily reset

The daily loss limit resets at 00:00 UTC.

Daily loss calculation

The limit is 5% of the day's opening balance or equity.

Maximum loss

The maximum loss is 10%, trailing: it follows the peak and it is recalculated on every tick. It sits a fixed distance behind the peak. It has no lock point and keeps rising with every new high.

Minimum trading days

10% then 5%, no minimum trading days in the evaluation.

Consistency rule

Yes, a 50% best-day rule. Funded: 3 profitable days before a payout and a 50% best-day rule (25% on accounts bought before 31 Aug 2026).

News trading

Allowed. Accounts opened after 27 Apr 2026: news trading is allowed, but profit from trades opened or closed from 5 minutes before to 5 minutes after red-folder releases (FOMC speeches and statements included) is capped at 0.5% of the starting balance per payout cycle, the excess is removed, no breach. Older accounts keep the previous rule: no opening or closing within that window on funded accounts, profits removed. source

Program notes. 10% then 5%, no minimum trading days in the evaluation. Daily loss is 5% of the previous day's higher balance or equity (00:00 UTC); the 10% max trails the highest balance/equity by a fixed 10% of the starting balance, and the firm states no point where it stops. Funded: 3 profitable days before a payout and a 50% best-day rule (25% on accounts bought before 31 Aug 2026).

AquaFunded 2-Step Standard: 8% then 5% profit targets, a 4% daily loss limit that resets at 00:00 UTC, and an 8% static maximum loss.

Daily reset

The daily loss limit resets at 00:00 UTC.

Daily loss calculation

The limit is 4% of the day's opening balance or equity.

Maximum loss

The maximum loss is 8%, static: a fixed floor below the starting balance that never moves.

Minimum trading days

8% then 5%, at least 3 profitable days (0.5%) per phase.

Consistency rule

No consistency rule.

News trading

Allowed. Accounts opened after 27 Apr 2026: news trading is allowed, but profit from trades opened or closed from 5 minutes before to 5 minutes after red-folder releases (FOMC speeches and statements included) is capped at 0.5% of the starting balance per payout cycle, the excess is removed, no breach. Older accounts keep the previous rule: no opening or closing within that window on funded accounts, profits removed. source

Program notes. 8% then 5%, at least 3 profitable days (0.5%) per phase. The firm's rules page puts the daily limit at 4% of the previous day's higher balance or equity; its 2-Step Standard help article says 5%, we show the stricter 4%. The 8% max is static; the day rolls at 00:00 UTC. Funded: a 1% floating loss triggers WaveStop strikes (split cut, third strike closes the account), and profit from trades opened or closed within 5 minutes of high-impact news is capped at 0.5% of the starting balance per payout cycle.