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FINTOKEI rules: drawdown, daily loss and reset time

FINTOKEI has 4 programs with verified rules, and the maximum loss is static on all 4. The daily loss limit resets at 00:00 UTC on every program. The table for each program below gives the profit target, daily loss limit and maximum loss, with the verification date and the firm's own source.

Verified on against FINTOKEI’s own rules: fintokei.com/protrader, support.fintokei.com/en/articles/12058210, fintokei.com/swifttrader. Consistry re-reads every firm’s pages weekly.

FINTOKEI rules by program

Fintokei ProTrader

Verified October 2, 2026 · source

Fintokei ProTrader: 8% then 6% profit targets, a 5% daily loss limit that resets at 00:00 UTC, and a 10% static maximum loss.

Fintokei ProTrader limits
PhaseProfit targetDaily loss limitMaximum lossMaximum loss type
Phase 18%5%10%Static
Phase 26%5%10%Static
Daily reset
The daily loss limit resets at 00:00 UTC.
Daily loss calculation
The limit is 5% of the day's opening balance or equity.
Maximum loss
The maximum loss is 10%, static: a fixed floor below the starting balance that never moves.
Minimum trading days
At least 3 trading days to pass a phase or request a payout.
Consistency rule
No consistency rule.
News trading
Allowed. Trades may be opened or closed before, during or after high-volatility news; weekend holding allowed. source

Program notes. 8% then 6%, 5% daily of the midnight equity, 10% static max, 80% split. Daily limit: equity is snapshotted at 00:00 UTC and the breach is checked live on equity, so the % applies to that snapshot, not to the account size. Max loss is static from the starting balance. At least 3 trading days to pass a phase or request a payout. No time limit unless stated. News trading and weekend holding allowed. 30 days without an open trade closes the account. Platforms: MT5 and cTrader (with TradingView).

Fintokei ProTrader Swing

Verified October 2, 2026 · source

Fintokei ProTrader Swing: 8% then 6% profit targets, a 5% daily loss limit that resets at 00:00 UTC, and a 10% static maximum loss.

Fintokei ProTrader Swing limits
PhaseProfit targetDaily loss limitMaximum lossMaximum loss type
Phase 18%5%10%Static
Phase 26%5%10%Static
Daily reset
The daily loss limit resets at 00:00 UTC.
Daily loss calculation
The limit is 5% of the day's opening balance or equity.
Maximum loss
The maximum loss is 10%, static: a fixed floor below the starting balance that never moves.
Minimum trading days
At least 3 trading days to pass a phase or request a payout.
Consistency rule
No consistency rule.
News trading
Allowed. Trades may be opened or closed before, during or after high-volatility news; weekend holding allowed. source

Program notes. ProTrader rules with the daily 5% taken of the midnight BALANCE (open trades left out of the snapshot; the breach is still checked on equity). We take it of the day-open value we track, confirm on your dashboard when you carry trades overnight. Swap-free. 8% then 6%, 10% static max, 80% split. Daily limit: equity is snapshotted at 00:00 UTC and the breach is checked live on equity, so the % applies to that snapshot, not to the account size. Max loss is static from the starting balance. At least 3 trading days to pass a phase or request a payout. No time limit unless stated. News trading and weekend holding allowed. 30 days without an open trade closes the account. Platforms: MT5 and cTrader (with TradingView).

Fintokei SwiftTrader

Verified October 2, 2026 · source

Fintokei SwiftTrader: a 6% profit target, a 2% daily loss limit that resets at 00:00 UTC, and a 3% static maximum loss.

Fintokei SwiftTrader limits
PhaseProfit targetDaily loss limitMaximum lossMaximum loss type
Rules6%2%3%Static
Daily reset
The daily loss limit resets at 00:00 UTC.
Daily loss calculation
The limit is 2% of the day's opening balance or equity.
Maximum loss
The maximum loss is 3%, static: a fixed floor below the starting balance that never moves.
Minimum trading days
At least 3 trading days to pass a phase or request a payout.
Consistency rule
Yes, a 50% best-day rule.
News trading
Allowed. Trades may be opened or closed before, during or after high-volatility news; weekend holding allowed. source

Program notes. One phase: 6% target, 2% daily of the midnight equity, 3% static max, 60 days (the English site and help say 60; the Japanese site says unlimited, we keep the stricter 60). At most 3% of the starting balance in profit may come from one day during the evaluation. 90% split; each payout needs at least +3%. Accounts bought before 15 Jul 2026 keep the old 10% / 3% / 6% rules. Daily limit: equity is snapshotted at 00:00 UTC and the breach is checked live on equity, so the % applies to that snapshot, not to the account size. Max loss is static from the starting balance. At least 3 trading days to pass a phase or request a payout. No time limit unless stated. News trading and weekend holding allowed. 30 days without an open trade closes the account. Platforms: MT5 and cTrader (with TradingView).

Fintokei StartTrader

Verified October 2, 2026 · source

Fintokei StartTrader: 2% then 3% then 6% profit targets, a 3% daily loss limit that resets at 00:00 UTC, and a 6% static maximum loss.

Fintokei StartTrader limits
PhaseProfit targetDaily loss limitMaximum lossMaximum loss type
Phase 12%3%6%Static
Phase 23%3%6%Static
Phase 36%3%6%Static
Daily reset
The daily loss limit resets at 00:00 UTC.
Daily loss calculation
The limit is 3% of the day's opening balance or equity.
Maximum loss
The maximum loss is 6%, static: a fixed floor below the starting balance that never moves.
Minimum trading days
At least 3 trading days to pass a phase or request a payout.
Consistency rule
Yes, a 40% best-day rule.
News trading
Allowed. Trades may be opened or closed before, during or after high-volatility news; weekend holding allowed. source

Program notes. Three phases: 2%, 3% and 6% targets, 3% daily of the start-of-day equity, 6% static max, 180 days per phase. No more than 40% of the phase target may come from one day; funded, at most 1% of the starting balance a day. Reward 50–100% depending on trading behaviour. Daily limit: equity is snapshotted at 00:00 UTC and the breach is checked live on equity, so the % applies to that snapshot, not to the account size. Max loss is static from the starting balance. At least 3 trading days to pass a phase or request a payout. No time limit unless stated. News trading and weekend holding allowed. 30 days without an open trade closes the account. Platforms: MT5 and cTrader (with TradingView).

What FINTOKEI says

These sentences are copied from FINTOKEI’s own pages and stored next to the numbers above. Each links to the page it came from.

Maximum loss type · Fintokei ProTrader and Fintokei ProTrader Swing
“Maximum loss limit calculated from starting balance up to 10%”

Source: support.fintokei.com/en/articles/6538878

Maximum loss · Fintokei ProTrader and Fintokei ProTrader Swing
“If you started with 100,000 USD, and your overall drawdown limit is -10%, your equity can never fall below 90,000 USD at any time.”

Source: support.fintokei.com/en/articles/6538826

Daily loss limit · Fintokei ProTrader
“keep your daily loss limit calculated from EOD equity up to 5%”

Source: support.fintokei.com/en/articles/6538878

Daily loss limit · Fintokei ProTrader Swing
“The Daily Loss Limit is Balance Based, a.k.a is based on the End-of-Day (EOD) Balance”

Source: support.fintokei.com/en/articles/12058210

Maximum loss type · Fintokei SwiftTrader
“Max. Loss limit → -3% Static”

Source: support.fintokei.com/en/articles/8409176

Maximum loss · Fintokei SwiftTrader
“Max. Loss limit → -3% Static”

Source: support.fintokei.com/en/articles/8409176

Daily loss limit · Fintokei SwiftTrader
“a daily loss of over -2% calculated from Equity”

Source: support.fintokei.com/en/articles/12040973

Maximum loss type · Fintokei StartTrader
“Max Loss limit calculated from starting balance up to 6%”

Source: support.fintokei.com/en/articles/9680289

Maximum loss · Fintokei StartTrader
“Max Loss limit calculated from starting balance up to 6%”

Source: support.fintokei.com/en/articles/9680289

Daily loss limit · Fintokei StartTrader
“Daily loss limit calculated from Start of the day equity up to 3%”

Source: support.fintokei.com/en/articles/9680289

FINTOKEI rules, questions answered

Does FINTOKEI have a trailing drawdown?

All FINTOKEI programs: No. The maximum loss is static: a fixed floor below the starting balance that never moves.

When does the daily loss limit reset at FINTOKEI?

All FINTOKEI programs: The daily loss limit resets at 00:00 UTC.

How is the daily loss limit calculated at FINTOKEI?

Fintokei ProTrader: The limit is 5% of the day's opening balance or equity. FINTOKEI states: "keep your daily loss limit calculated from EOD equity up to 5%" Fintokei ProTrader Swing: The limit is 5% of the day's opening balance or equity. Fintokei SwiftTrader: The limit is 2% of the day's opening balance or equity. FINTOKEI states: "a daily loss of over -2% calculated from Equity" Fintokei StartTrader: The limit is 3% of the day's opening balance or equity. FINTOKEI states: "Daily loss limit calculated from Start of the day equity up to 3%"

Does FINTOKEI have a consistency rule?

Fintokei ProTrader and Fintokei ProTrader Swing: No consistency rule. Fintokei SwiftTrader: Yes, a 50% best-day rule. Fintokei StartTrader: Yes, a 40% best-day rule.

What is the minimum number of trading days at FINTOKEI?

All FINTOKEI programs: The program notes state: At least 3 trading days to pass a phase or request a payout.

Can I trade news at FINTOKEI?

All FINTOKEI programs: Allowed. Trades may be opened or closed before, during or after high-volatility news; weekend holding allowed.

Tracking FINTOKEI rules automatically

Consistry is a trading journal for prop firm traders. It applies these verified FINTOKEI limits to your trades and shows the daily room left, the distance to the maximum loss and your progress through each phase, so you do not have to work them out by hand. Logging trades and accounts is free.

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Rules change and firms run promotions. Everything on this page is re-checked weekly and dated, but the account you are trading is the final word: confirm the live numbers in your FINTOKEI dashboard before you rely on them.